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How it works

You get notified when your statement is available

Connect your utility bill to your secure Arcadia Power account and choose your preferred payment method. Arcadia Power will then receive your utility bill right when it comes out, and send you a statement 72 hours in advance to processing your payment.


Your bill payment is processed on time, automatically

We automatically process your payment and send it to your utility without you lifting a finger. Need to delay a payment? No problem, just contact us.


You’re all set

Your utility bill is paid on time, you earn your rewards points and mileage, and we will even look for ways you can save on your monthly bill.


Have questions? Visit our FAQ.

Xcel Energy, serving customers in Michigan


Over 9.9 million residents call the Great Lakes State home and with good reason. Michigan’s virtually endless opportunities to explore its natural beauty consistently ranks the state as one the most livable in the United States. With over 11,000 in land lakes, one is never too far from fun out on the water, including the four Great Lakes that border the state. And for those that want to enjoy a serene hike or 1,300 miles of bike trails, Michigan offers abundant green space as far as the eye can see (especially considering that almost 52% of Michigan is covered in forest land). For those that want to experience Michigan’s unique culture, cities like Ann Arbor, Detroit and Grand Rapids offer a multitude of fun and experience, whether you’re a car buff (Gilmore Car Museum), a music enthusiast (the Motown Museum), or a foodie (too many tasty options to mention!).

Serving 9,000 electricity customers and nearly 6,000 natural gas customers in Michigan is Xcel Energy. Providing energy to Michigan for nearly 3 decades, Xcel Energy has recognized the need to incorporate clean energy sources into its energy mix to ensure that the environment of Michigan is kept as pristine as possible. This includes solar energy, which as been increasing 4x since 2011.  Because of Michigan’s large number of waterways, hydroelectric production has also been at the forefront of Xcel’s renewable energy sources. And as a national leader in wind power for over a decade, Xcel’s wind projects have increase seven-fold since 2005—accounting for 20% of the company’s energy mix.

Energy mix in MI

Energy source % Mix
Natural Gas

To accelerate the efforts of power companies, joining the Arcadia Power network enables you to help influence Xcel Energy to include more renewable and sustainable energy sources in the energy mix every time you pay your Xcel Energy bill. When you pay your Xcel Energy bill online with Arcadia Power, you are voicing that consumers want clean energy for a brighter, more sustainable future to ensures a beautiful natural world for generations to come.

According to United States Energy Information Administration (USEIA), Michigan is a very energy-rich state, with a diverse set of output and production. For instance, the Antrim Gas Field (located in the state’s Lower Peninsula) is among country’s top 100 natural gas fields, with most of Michigan’s 101 billion cubic feet of gas produced in 2016 coming from that field. Michigan also boasts 3 nuclear power plants, with a total of 4 reactor units, which provided nearly 30% of the state’s electricity generation in 2017. Michigan has also seen its energy mix turn away from its reliance on coal (37% in 2017), which is down from 50% in 2014. Last, renewables have been staking a larger claim in how Michigan generates electricity in 2017, with wind, solar, biomass, and hydroelectric power accounted for 8% of the ‘s net electricity generation.

Forget fees, earn points and save

Arcadia Power fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value
Xcel Energy fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value

How does Arcadia Power help me pay my Xcel Energy bill more efficiently?

When you enroll in Bill Pay, Arcadia Power will receive your Xcel Energy bill and we will send you one statement. This makes how you pay Xcel Energy bills easier.

However, if you aren’t enrolled in Arcadia Power’s Bill Pay program, you will continue to receive your Xcel Energy utility bills Additionally, if you receive separate utility bills for gas, water, or sewage, those bills from your Xcel Energy (and other utilities) will continue to come in the mail.

If you’re curious, here’s how the process works:


Your Xcel Energy bill is sent directly to Arcadia Power.


We email you a statement that includes your utility bill charge, your clean energy and overall energy usage, and savings credits or charges from any Arcadia Power programs you are enrolled in.


Three days after we send your statement, we charge the payment method you provided to make sure your electric bill is paid on time, every time. And since you’re set up for autopay, you won’t need to do a thing.


We take security and privacy seriously, and offer bank-level security with PCI-DSS compliance for your payments which is the most stringent level of certification available in the payment industry.

Certifications & affiliations

We are a Green America certified Gold member, accredited by the BBB, and a member of the two leading renewable energy associations AWEA and SEIA.

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate, Community Solar and Home Efficiency programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

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